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6 BEST ADVICE FOR LIVING A GOOD LIFE

1. Do not spend so much time trying to be more physically attractive in order to just impress your crush rather than making yourself mentally attractive. Educate yourself, address your recurring toxic thoughts, deal with your insecurities and learn to be happy on your own. That's attractive. 2. Normalize saying “No” without needing to over-explain yourself. If someone is offended by your boundaries, that's their problem. The best weight you'll ever lose is the weight of other people's opinion of you. 3. Don't subscribe to other people's definition of “fun”. Fun doesn't have to mean drinking, partying and socialising. Fun can be a night in alone, getting lost in a book, a deep conversation, a walk, creating art, playing music, or doing your work. Fun is yours; you define it. 4. Before you get married, discuss bills, parenting styles, credit, debt, how to deal with family, what belief will be installed in your children, childhood traumas, sexual expectations, ...
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27 WAYS TO SAVE MONEY 2024

How to Save Money Now   Here's a detailed explanation of each of the 27 ways to save money: 1. Automate transfers:   Set up automatic transfers from your checking account to your savings account. This ensures that a portion of your income is saved consistently without relying on manual transfers. 2. Count your coins and bills: Collect loose change and small denomination bills in a jar. Over time, this can add up to a significant amount of savings. 3. Prep for grocery shopping:   Plan your meals, create a shopping list, and stick to it. This helps avoid impulse purchases and reduces food waste. 4. Minimize restaurant spending:   Cook at home more often and reduce dining out expenses. Prepare meals in advance and bring homemade lunches to work. 5. Get discounts on entertainment:   Look for coupons, deals, and discounts for movies, concerts, and other entertainment activities. Consider subscribing to email lists or using cashback apps for additional savings. 6. Map...

9 STEPS TO FOLLOW WHEN INVESTING IN BLACK-OWNED STOCKS AND OTHER INVESTMENTS

How to Invest in Black-Owned Stocks and Other Investments Investing in Black-owned stocks and other investments can be a way to support and promote economic empowerment within the Black community.  Here are some steps you can follow: #1 . Research Black-owned companies: Start by identifying Black-owned companies that are publicly traded. Look for information about their financial performance, industry, and growth potential. Resources like the Black-owned Stock Market Index (BOSX) or the Minority Business Development Agency (MBDA) can help you find relevant companies. #2. Understand your investment options: Consider whether you want to invest directly in individual stocks or prefer to invest in funds that focus on promoting diversity and inclusion. There are exchange-traded funds (ETFs) and mutual funds that specifically target companies with diverse ownership and leadership. #3 . Open a brokerage account: To invest in individual stocks, you'll need to open a brokerage account....

6 BEST BUDGET APPLICATIONS FOR 2024

BUDGETING APPLICATIONS YOU NEED 1. YNAB (You Need a Budget): YNAB is a popular budgeting app that focuses on hands-on zero-based budgeting. It helps users assign every dollar of their income to a specific category, ensuring that every dollar is accounted for. YNAB's key features include budgeting tools, expense tracking, goal setting, and debt payoff tracking. It also provides educational resources and guides to help users develop healthy financial habits. YNAB's advantage lies in its proactive approach to budgeting, which helps users gain better control over their finances and build savings. 2. Goodbudget: Goodbudget is a budgeting app that follows the envelope budgeting system. It allows users to allocate their income into digital envelopes representing different spending categories. Users can then track their expenses by deducting amounts from the relevant envelopes. Goodbudget's advantage is its simplicity and user-friendly interface. It is particularly useful for ...

REAL ESTATE INVESTMENT 2024 TIPS

 11 Real Estate Investment Tips Investing in rental properties can be an exciting adventure for a seasoned pro or a newbie. But before getting started, check out these 11 tips to be aware of. 1. Establish Your "Reason" If you’re considering dipping your toes into real estate investing, start with the big question: “Why?” This is especially important, considering real estate isn’t just about snagging a property and crossing your fingers for rent checks. This method of investing is an intricate dance of market trends, rules, and money moves. If you miss a beat, you might not get the returns you dreamed of. To start off, consider whether your goals are more short-term, long-term, or a mixture of both. Do you want to make quick cash by flipping houses or craving a steady income from long-term rentals? Or maybe you’re eyeing early retirement, counting on real estate to diversify your investment mix. If retiring early is your goal, a steady cash flow might be wisest. But if you’re ...

#7 AI STOCKS FOR 2024

Nobody can pin down exactly what the artificial intelligence (AI) market is worth and how big it will get, but the numbers all the pundits use are astronomical. The global AI industry is estimated to have been worth $47 to $95 billion (or more) in 2021 and was expected, at that time, to grow at 40% CAGR until 2030. Today, the market is estimated at over $100 billion and should grow to nearly $2 trillion by 2023. No matter what, it’s big money and offers equally significant opportunities for shareholders. A strange signal is flashing in the red-hot AI market. Big gains – and losses – could follow. See exactly how to move your money Friends, if you like this post please share it to your loved ones 💕 . Thanks for reading

DRIVERS OF DECISION MAKING

WHAT DRIVES DECISION MAKING IN ECONOMICS AND FINANCIAL ADVISORY   In the context of economics and financial advisory, the drivers of decision making can include: 1. Financial Goals :  Clients' financial goals, such as wealth accumulation, retirement planning, or funding education, drive decision making. Advisors consider these goals when recommending investment strategies and financial plans. 2. Risk Tolerance:  Understanding clients' risk tolerance is critical in financial advisory. Some clients may be more risk-averse and prefer conservative investment options, while others may be comfortable with higher-risk investments for potential greater returns. 3. Economic Outlook:   Advisors consider the overall economic conditions, market trends, interest rates, inflation rates, and other macroeconomic factors that can impact investment decisions. Economic indicators and forecasts influence investment strategies and asset allocation recommendations. 4. Investment Knowledg...